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New York Alliance for Retired Americans WNY Chapter of NYSARA
Stephen Muscarella, President
NYS PEF Retirees


With More Than 500,000 Retired Union Members Living Across New York State Today, Including More Than 100,000 Right Here in Western New York, is Proud to be Working With the Representatives of the Western New York Chapter of the New York State Alliance For Retired Americans (NYSARA) in Order to Provide Union Retirees With a Variety of Labor News and Information They Need and Just Won’t Find Anywhere Else.

The Western New York Chapter of the New York Alliance For Retired Americans Serves as the Base for Providing Union Retirees a Voice that Can Be Heard.

Stephen Muscarella is NYSARA’s President Here in Western New York and Also Serves as President of the New York State Public Employees Federation (PEF).

For More Information on the Western New York Chapter of the New York State Alliance For Retired Americans and How You Can Get Involved, Contact Stephen Muscarella Directly Via E-Mail at

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Union Retiree News From The Alliance For Retired Americans: Debt-Ceiling End-Game Becomes A Little Clearer & The Evidence Is In: Obamacare Keeps Medicare Costs Lower

Also: Early 401(K) Withdrawals Could Mean Trouble Down The Road For Millions, Many ‘Fix The Debt’ Pundits Have A Self-Interest In The Budget Negotiations & Wealthy CEOs Want To Raise The Social Security Age To 70

Published Sunday, January 20, 2013 12:00 pm
by Alliance For Retired Americans

Debt-Ceiling End-Game Becomes A Little Clearer

Early last week, The Washington Post addressed how the Federal-Budget Negotiations might play out during the next several weeks.  The various scenarios have direct implications regarding whether Social Security, Medicare and Medicaid are in immediate danger of being cut drastically.  “To be sure,” according to the piece, “things could still go very wrong for Dems, but there is a potential outcome favoring them that is looking more likely: Republicans quietly allow the Debt Ceiling to get detached from the other talks, while voting against raising it themselves.” The Postwriter, Greg Sargent, goes on to lay out two ways by which the Debt-Ceiling would rise without Republicans demanding Deep Spending Cuts right away.  The article also notes the worst-case scenario: The House GOP could amend whatever the Senate sends over, attach deep Spending Cuts, and toss it back to the Senate with the clock ticking down.”  “This threat turned out to be an empty one during the fiscal fight,” Sargent writes. “The same could happen again. The most likely end-game right now looks to favor Dems.”  To read the whole article, go to  Alliance For Retired Americans Executive Director Edward Coyle commented: “Conservatives in Congress now want the Middle Class and the Poor to pay for ‘all’ Additional Deficit Reduction, by cutting Social Security Benefits, Medicare and Medicaid while refusing to raise one dollar by Closing Tax Loopholes and Tax Breaks for Millionaires and Big Corporations. We must remain vigilant.”

The Evidence Is In: Obamacare Keeps Medicare Costs Lower

Medicare's costs are Rising at Historically-Low Rates, while Seniors are getting more Benefits, according to a Health and Human Services (HHS) Report.  HHS Officials announced last week that Medicare's spending for each Senior rose by just 0.4 percentage points last year - the third straight year with Low-Cost Increases. The Report credits President Obama’s Signature Health-Care Law for the change.  Both the Medicare Actuaries and the Congressional Budget Office have also projected that Low-Cost Increases will continue for several years - largely because of the Health-Care Law's Cuts in Payments to Insurance Companies and Health-Care Providers.  “The Affordable Care Act has not directly cut any Medicare Benefits and has added several New Benefits, including Preventive Screenings for such Diseases as Colorectal Cancer, Breast Cancer and Diabetes,” Alliance President Barbara Easterling said.  To see the Report, go to


Early 401(K) Withdrawals Could Mean Trouble Down The Road For Millions 

Many Americans are tapping their Retirement Savings Accounts for Non-Retirement Needs, raising broad questions about the Availability of Funds for Old Age.  More than one-in-four American Workers with 401(k) and other Retirement Savings Accounts use them to Pay Current Expenses, New Data show.  The Withdrawals, Cash-Outs and Loans drain nearly a quarter of the $293 billion that Workers and Employers deposit into the accounts each year, undermining already Shaky Retirement Security for millions of Americans. T o read more, go to


Many ‘Fix The Debt’ Pundits Have A Self-Interest In The Budget Negotiations

The New York Times spotlighted the Often-Hidden Agenda and Day Jobs of some of the most Ardent Pundits who Favor Deep Cuts to Social Security, Medicare and Medicaid (go to  When Jim McCrery, a former Louisiana Congressman, appeared on television last month to urge Lawmakers to pursue cuts to those programs and Tax Reform, he was introduced as a leader of Fix the Debt, a group of Business Executives and One-Time Legislators who have become Washington’s most visible and best-financed advocates for reining in the Federal Deficit.  However, the segment did not mention McCrery’s other job as a Lobbyist with Capitol Counsel LLC.  His Clients have included the Alliance for Savings & Investment - a group of Large Companies pushing to Maintain Low Tax Rates on Dividend Income - and the Win America Campaign, a Coalition of Multi-National Corporations that lobbied for a one-time Repatriation Holiday, allowing them to move Off-Shore Profits back home without Paying Taxes.  According to The Times: McCrery and his Colleagues at Fix the Debt have lent a Public-Spirited, Elder-Statesman sheen to the cause of Deficit Reduction.  Leading up to the Fiscal Negotiations, they set up Grass-Roots Chapters around the Country, met with President Obama and his Aides, and hosted Private Breakfasts for Lawmakers on Capitol Hill.  Recently, Fix the Debt started a New National Advertising Campaign calling on President Obama and Congress to Revise the Tax Code and Reduce Long-Term Spending on Social Security, Medicare and Medicaid.  Sam Nunn, a retired Democratic Senator from Georgia who is a Member of Fix The Debt’s Steering Committee, received more than $300,000 in compensation in 2011 as a Board Member of General Electric.  In all, close to half of the Members of Fix the Debt’s Board and Steering Committee have ties to Companies that have engaged in Lobbying on Taxes and Spending, often to Preserve Tax Breaks and Other Special Treatment.

Wealthy CEOs Want To Raise The Social Security Age To 70

The Business Roundtable, a Group representing the CEOs of the Largest Corporations in the Nation - including the Biggest Banks, Retailers and Insurance Companies - is pushing to Raise the Retirement Age to 70.  To read more, go to at “Those anticipating retiring at (age) Sixty-Seven would see a Fifteen-Percent Cut in Benefits if the National Retirement Age were raised to Seventy,” Alliance Secretary-Treasurer Ruben Burks said. “The change would be particularly devastating for those in Physically-Demanding Jobs.”


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